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What kind of loan are you looking for? Whether it’s debt consolidation or credit card refinancing, home improvement or home buying, car purchasing, a business loan or a green loan, Lending Tree has you covered. In business for over 20 years, it was the first (and still the largest) peer-to-peer company to use online financing tools for loans, mortgages and refinancing options and has helped over 10 million Americans get the loans they need ever since. Lending Tree will even help you obtain a loan for vacation and wedding-related expenses, moving and relocation and unplanned situations like medical expenses.
When in search of the right loan for your individual situation, keep in mind that Lending Tree is an A+ Better Business Bureau-rated company and works with over 350 lenders. The website is user-friendly and inviting, allows you to select the amount you want to borrow (up to $50,000!) and walks you through the process one step at a time, including monthly repayment options. After answering a few quick questions through the app’s personal loan tool, you’ll be able to compare up to five loan offers from banks’ Lending Tree has chosen just for you.
Keep in mind, Lending Tree also offers personal finance tools and services. You can get up-to-date credit card information as well as a free credit score check on the website. Lending Tree has also partnered with reputable credit repair services in order help you dispute and remove inaccurate items from your credit file if necessary.
If you have excellent credit, an interest rate below six percent is absolutely possible. Otherwise, Lending Tree will still work with you to get you the best rates based on your credit score. If you have questions before applying, you can refer to Lending Tree’s Frequently Asked Questions page or you can always call and speak to someone over the phone who will be happy to answer all your loan-related questions.
The cool thing about Lending Tree is that it acts almost as a liaison between lender and borrower by facilitating matches, collecting fees and more. Loans originate from individual investors, small companies, and other traditional lenders like banks. Borrowers like you benefit because lenders are actually competing for your business, so because of this you’ll often get lower interest rates and loan offers even if other banks initially declined your application.
Lending Tree is currently available for customers in the continental United States, Alaska, and Hawaii and does not charge you for its services. Interest rates and closing costs are determined by the individual lenders; this is something you can discuss with each individual lender as you finalize the loan process and decide which company to go with. Happy borrowing!
Advertiser Disclosure: Many of the listings that appear on this website are from companies which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.