Email address: [email protected]
Phone Number: (888) 413-5864
Postal address: MoneyTime Inc. 4225 Executive Square, Suite 1000, La Jolla, San Diego 92370
2. Personal Information
“Personal Information” is information that identifies you as an individual or relates to an identifiable individual. If you choose to contact us by using the forms provided on our Site or to create an account on our Services, you may choose to provide Personal Information to us, such as your full name, email address, password, gender, postal address (including zip code, city and state), location, phone number, a profile picture, and username.
You may choose to sign into your account using your social media sign in credentials (e.g., your Facebook, Google or Twitter sign-in credentials). If you choose to do this, you may share certain Personal Information from your social media account with us, such as your name, email address, profile photo, posts, comments and other information associated with your social media account.
3. Use of Personal Information
We and our service providers use Personal Information for legitimate business purposes, including to:
We will engage in these activities to manage our contractual relationship with you and/or to comply with a legal obligation.
We will engage in this activity with your consent or where we have a legitimate interest.
We will provide personalized services either with your consent or because we have a legitimate interest.
We use this information to manage our contractual relationship with you.
We engage in these activities to manage our contractual relationship with you, to comply with a legal obligation, and/or because we have a legitimate interest.
4. Disclosure of Personal Information
Your Personal Information will be disclosed:
Other Uses and Disclosures
We also use and disclose your Personal Information as necessary or appropriate, especially when we have a legal obligation or legitimate interest to do so:
5. Other Information
6. Cookies and Tracking
We do not currently respond to browser do-not-track signals.
7. Jurisdiction and Cross-Border Transfer
Your Personal Information may be stored and processed in any country where we have facilities or in which we engage service providers, and, by using the Services, you understand that your information will be transferred to countries outside of your country of residence, including the United States, which may have data protection rules that are different from those of your country. In certain circumstances, courts, law enforcement agencies, regulatory agencies or security authorities in those other countries may be entitled to access your Personal Information.
8. Retention Period
9. Information Security
We have put in place security measures designed to prevent Personal Information from being accidentally lost or acquired, used, accessed, altered, or disclosed in an unauthorized way. Please keep in mind that no method of transmission over the Internet or method of electronic storage is 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of your Personal Information may have been compromised during, or as a result of, your use of the Services), please immediately notify us in accordance with the “Contact Us” section above.
10. Protection of Children’s Privacy
We are concerned about the privacy and safety of children when they use the internet. Our Services are not directed to children under eighteen (18).
We will never knowingly request Personal Information online from anyone under the age of 18 without prior verifiable parental consent. Our Services are general audience sites and are not targeted to or intended for use by children. However, if we learn that we have received information from a child under the age of 18 without parental consent, we will delete that information from our database.
10. Choices and Access
If you would like to request to review, correct, update, suppress, restrict, or delete Personal Information, object to the processing of Personal Information, or if you would like to request to receive an electronic copy of your Personal Information for purposes of transmitting it to another company (to the extent these rights are provided to you by applicable law), you may contact us at [email protected] or at: 4225 Executive Square, Suite 1000, La Jolla, San Diego 92370. We will respond to your request consistent with applicable law.
For your protection, we may only implement requests with respect to the Personal Information associated with the particular email address that you use to send us your request, and we may need to verify your identity before implementing your request. We will try to comply with your request as soon as reasonably practicable. Please note that we may need to retain certain information for recordkeeping purposes and/or to complete any transactions that you began prior to requesting a change or deletion.
12. Additional Information Regarding the European Economic Area
If you are located within the European Economic Area, you may lodge a complaint with a data protection authority for your country or region or where an alleged infringement of applicable data protection law occurs. A list of data protection authorities is available at http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=612080.
13. Additional Information for California Consumers
Information We Collect
We may collect certain information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device. In particular, as indicated below, we may have collected the following categories of personal information from consumers within the last twelve (12) months:
|A. Identifiers.||A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.||YES|
|B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).||A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.||YES|
|C. Protected classification characteristics under California or federal law.||Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).||YES|
|D. Commercial information.||Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.||YES|
|E. Biometric information.||Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.||NO|
|F. Internet or other similar network activity.||Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement.||YES|
|G. Geolocation data.||Physical location or movements.||YES|
|H. Sensory data.||Audio, electronic, visual, thermal, olfactory, or similar information.||NO|
|I. Professional or employment-related information.||Current or past job history or performance evaluations.||NO|
|J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).||Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.||NO|
|K. Inferences drawn from other personal information.||Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.||NO|
Personal information does not include:
We obtain the categories of personal information listed above from the following categories of sources:
Use of Personal Information
We may use or disclose the personal information we collect for one or more of the following business purposes:
We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
Sharing Personal Information
We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.
In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:
Category B: California Customer Records personal information categories.
Category C: Protected classification characteristics under California or federal law.
Category D: Commercial Information.
Category F: Internet or other similar network activity.
Category G: Geolocation data.
We disclose your personal information for a business purpose to the following categories of third parties:
The information categories set forth above may have been shared with certain trusted third parties to perform functions and provide services to us, including performance monitoring, site development, customer relationship, direct marketing, advertising, and related services. We share such information only to the extent necessary to perform these functions and provide such services.
Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past twelve (12) months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
Deletion Request Rights
You also have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, or deletion rights described above, please submit a verifiable consumer request to us by either:
Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.
Response Timing and Format
We will make every effort to respond to a verifiable consumer request within 45 days of receipt. If we require more time, we will inform you of the reason and extension period in writing. The total period will not exceed 90 days. We will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We will not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
Call us toll-free at (888) 413-5864
Email us at [email protected]
Send us mail at:
4225 Executive Square, Suite 1000
La Jolla, CA 92007
MONEYTIME COOKIE NOTICE
Last revised: December 6, 2019
A cookie is a file containing an identifier (a string of letters and numbers) that a web server transmits to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
Cookies may be either “persistent” cookies or “session” cookies. A persistent cookie will be stored by a web browser and remain valid until its expiration date, unless it is deleted by the user, while a session cookie will expire when the web browser is closed at the end of the user session.
Cookies do not typically contain any information that personally identifies a user, but personal data that we store about you may be linked to the information stored in and obtained from cookies. Cookies enable a website to remember your actions and preferences over a period of time, so you don’t have to repetitively enter certain information, perform certain action or configure certain aspects of a website whenever you return to the website or browse from one page to another. More information about cookies and how they work is available at www.allaboutcookies.org.
Cookies that we use
Cookies used by our service providers
Google Analytics. We use Google Analytics. Google Analytics gathers information about the use of our Site by means of cookies. This information is used to create reports about the use of our Site. You can find out more about Google’s use of information by visiting https://www.google.com/policies/privacy/partners/ and you can review Google’s privacy notice at https://policies.google.com/privacy. If you want to opt-out of being tracked by Google Analytics, visit the Google Analytics Opt-out page at https://tools.google.com/dlpage/gaoptout and install the add-on for your browser.
Most browsers also allow you to refuse to accept cookies and to delete cookies. You can normally change your browser settings within the ‘options’ or ‘preferences’ menu for your browser. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. You can review your Internet browser settings, typically under the sections “Help” or “Internet Options,” to exercise choices you have for certain Cookies. If you disable or delete certain cookies, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work. Please refer to http://www.allaboutcookies.org/manage-cookies/index.html for information on commonly used browsers.