We, Songo Media Inc. (d/b/a Moneytime), a Delaware corporation (“Moneytime”, “we” or “us”), are
committed to protecting and respecting your privacy. We are the company responsible for the collection,
and want you to feel comfortable using our platform, and we are committed to being upfront about our
(including https://moneytime.com/) (the “Site”), as well as our platforms, widgets, analytics tools, and
other technical applications that we may provide through our Site or other products and services
provided by us (which, together, are referred to as the “Services”), how we use and disclose such
information. We also wish to make sure that you are aware of the options available to you when you
access and use our Services.
b. Contact Us
Email address: [email protected]
Postal address: Songo Media Inc. 4225 Executive Square, Suite 1000, La Jolla, San Diego 92370
c. Third-Party Links
The Site may include links to third-party websites, plug-ins and applications. Clicking on those links or
enabling those connections may allow third parties to collect information about you. We do not control
these third-party services and are not responsible for their privacy, information, or other practices. We
- Personal Information
“Personal Information” is information that identifies you as an individual or relates to an identifiable
individual. If you choose to contact us by using the forms provided on our Site or to create an account on
our Services, you may choose to provide Personal Information to us, such as your full name, email
address, password, gender, postal address (including zip code, city and state), location, phone number,
a profile picture, and username.
You may choose to sign into your account using your social media sign in credentials (e.g., your
Facebook, Google or Twitter sign-in credentials). If you choose to do this, you may share certain
Personal Information from your social media account with us, such as your name, email address, profile
photo, posts, comments and other information associated with your social media account.
We may need to collect Personal Information in order to provide the requested Services to you. If you do
not provide the information requested, we may not be able to provide the Services. If you disclose any
Personal Information relating to other people to us or to our service providers in connection with the
Services, you represent that you have the authority to do so and to permit us to use the information in
- Use of Personal Information
We and our service providers use Personal Information for legitimate business purposes, including to:
● Provide the functionality of the Services and fulfill your requests.
o To provide the Services’ functionality to you, such as arranging access to your account and
providing you with related customer service.
o To respond to your inquiries and fulfill your requests, such as when you send us questions.
o To send administrative information to you, such as changes to our terms, conditions, and
We will engage in these activities to manage our contractual relationship with you and/or to
comply with a legal obligation.
Provide you with our newsletter and/or other marketing materials and facilitate social
o To send you marketing related emails, with information about our services, new
products, and other news about our company.
o To facilitate social sharing functionality that you choose to use.
We will engage in this activity with your consent or where we have a legitimate interest.
Analyze such information for business reporting and providing personalized services.
o To analyze or predict our users’ preferences in order to prepare aggregated trend
reports on how our digital content is used, so we can improve our Services.
o To better understand you, so that we can personalize our interactions with you and
provide you with information and/or offers tailored to your interests.
o To better understand your preferences so that we can deliver content via our Services
that we believe will be relevant and interesting to you.
We will provide personalized services either with your consent or because we have a legitimate
interest. No current practice on IP address.
Allow you to participate in sweepstakes, contests, or other promotions.
o We may offer you the opportunity to participate in a sweepstakes, contest, or other
promotion. Some of these promotions have additional rules containing information about
how we will use and disclose your Personal Information.
We use this information to manage our contractual relationship with you.
Aggregate and/or anonymize Personal Information.
o We may aggregate and/or anonymize Personal Information so that it will no longer be
considered Personal Information. We do so to generate other information for our use,
which we may use and disclose for any purpose.
Accomplish our business purposes.
o For data analysis, for example, to improve the efficiency of our Services;
o For audits, to verify that our internal processes function as intended and are compliant
with legal, regulatory, or contractual requirements;
o For fraud and security monitoring purposes, for example, to detect and prevent
cyberattacks or attempts to commit identity theft;
o For developing new products and services;
o For enhancing, improving, or modifying our current products and services;
o For identifying usage trends, for example, understanding which parts of our Services are
of most interest to users;
o For determining the effectiveness of our promotional campaigns, so that we can adapt
our campaigns to the needs and interests of our users; and
o For operating and expanding our business activities, for example, understanding which
parts of our Services are of most interest to our users so we can focus our energies on
meeting our users’ interests.
We engage in these activities to manage our contractual relationship with you, to comply with a
legal obligation, and/or because we have a legitimate interest.
- Disclosure of Personal Information
Your Personal Information will be disclosed:
Ltd., an Israeli entity.
To our third-party service providers, to facilitate services they provide to us. These can
include providers of services such as website hosting, data analysis, information technology and
related infrastructure provision, customer service, email delivery, auditing, and other services.
By you, if you choose, through your social sharing activity. If you choose to connect your
Services account with your social media account, you will share information with your friends
associated with your social media account, with other users, and with your social media account
provider. By doing so, you authorize us to facilitate this sharing of information, and you
understand that the use of shared information will be governed by the social media provider’s
By you, if you choose, through features that permit you to post information and content,
such as message boards, chat, profile pages, and blogs. Any information or content that you
post or disclose through these features will become public and may be available to other users
and the general public.
Other Uses and Disclosures
We also use and disclose your Personal Information as necessary or appropriate, especially when we
have a legal obligation or legitimate interest to do so:
To comply with applicable law and regulations, which can include laws outside your country
To cooperate with public and government authorities, to respond to a request or to provide
information we believe is important. These can include authorities outside your country of
To cooperate with law enforcement, such as when we respond to law enforcement requests
and orders or provide information we believe is important, including to law enforcement outside
your country of residence.
For other legal reasons, such as to enforce our terms and conditions and to protect our rights,
privacy, safety, or property, and/or that of our affiliates, you, or others.
In connection with a sale or business transaction. We have a legitimate interest in disclosing
or transferring your Personal Information to a third party in the event of any reorganization,
merger, sale, joint venture, assignment, transfer, or other disposition of all or any portion of our
business, assets, or stock (including in connection with any bankruptcy or similar proceedings)
Such third parties may include, for example, an acquiring entity and its advisors.
- Other Information
“Other Information” is any information that does reveal your specific identity or does not directly relate to
an identifiable individual. We may use and disclose Other Information for any purpose, except where we
are required to do otherwise under applicable law. If we are required to treat Other Information as
Personal Information under applicable law, then we may use and disclose it for the purposes for which
combine Other Information with Personal Information. If we do, we will treat the combined information as
Personal Information as long as it is combined.
- Cookies and Tracking
When you use or interact with our Services, we or our service providers automatically collect certain
information, such as your browser and device information, IP address, and information collected through
cookies and similar technologies. We use this information to ensure that the Services function properly,
for security purposes, to facilitate navigation, to display information more effectively, to understand and
measure how the Services are used, to improve and resolve questions regarding the Services, to resolve
questions about them, and to measure the effectiveness of our marketing campaigns.
We do not currently respond to browser do-not-track signals.
- Jurisdiction and Cross-Border Transfer
Your Personal Information may be stored and processed in any country where we have facilities or in
which we engage service providers, and, by using the Services, you understand that your information will
be transferred to countries outside of your country of residence, including the United States, which may
have data protection rules that are different from those of your country. In certain circumstances, courts,
law enforcement agencies, regulatory agencies or security authorities in those other countries may be
entitled to access your Personal Information.
- Retention Period
We retain aggregated or anonymous information, which cannot identify an individual or device and is
used for purposes of reporting and analysis, for as long as necessary for the purposes set out in this
- Information Security
We have put in place security measures designed to prevent Personal Information from being
accidentally lost or acquired, used, accessed, altered, or disclosed in an unauthorized way. Please keep
in mind that no method of transmission over the Internet or method of electronic storage is 100% secure.
If you have reason to believe that your interaction with us is no longer secure (for example, if you feel
that the security of your Personal Information may have been compromised during, or as a result of, your
use of the Services), please immediately notify us in accordance with the “Contact Us” section above.
- Protection of Children’s Privacy
We are concerned about the privacy and safety of children when they use the internet. Our Services are
not directed to children under eighteen (18).
We will never knowingly request Personal Information online from anyone under the age of 18 without
prior verifiable parental consent. Our Services are general audience sites and are not targeted to or
intended for use by children. However, if we learn that we have received information from a child under
the age of 18 without parental consent, we will delete that information from our database.
- Choices and Access
If you would like to request to review, correct, update, suppress, restrict, or delete Personal Information,
object to the processing of Personal Information, or if you would like to request to receive an electronic
copy of your Personal Information for purposes of transmitting it to another company (to the extent these
rights are provided to you by applicable law), you may contact us at [email protected] or at: 4225
Executive Square, Suite 1000, La Jolla, San Diego 92370. We will respond to your request consistent
with applicable law.
For your protection, we may only implement requests with respect to the Personal Information associated
with the particular email address that you use to send us your request, and we may need to verify your
identity before implementing your request. We will try to comply with your request as soon as reasonably
practicable. Please note that we may need to retain certain information for recordkeeping purposes
and/or to complete any transactions that you began prior to requesting a change or deletion.
- Additional Information Regarding the European Economic Area
If you are located within the European Economic Area, you may lodge a complaint with a data protection
authority for your country or region or where an alleged infringement of applicable data protection law
occurs. A list of data protection authorities is available at http://ec.europa.eu/newsroom/article29/item-
Residents of the State of California may request a list of all third parties to which we have disclosed
personal information during the preceding year for the third-parties’ direct marketing purposes. If you are
a California resident and want a list, you should send a request to: [email protected] or, contact us
at: 4225 Executive Square, Suite 1000, La Jolla, San Diego 92370.
ATTN: General Counsel
You need to provide the statement “Your California Privacy Rights” in the subject field of your e-mail or
on the envelope or post card and in the actual request. For all requests, please include your name, street
address, city, state, and zip code. We will not accept requests via telephone or by facsimile. We are not
responsible for notices that are not labelled or sent properly, or that do not have complete information.
MONEYTIME COOKIE NOTICE
Last revised: June 2019
This Cookie Notice (“Notice”) explains more about how Songo Media Inc. (d/b/a Moneytime), and its
beacons, and other similar technologies (collectively “cookies”) on our websites (including
www.moneytime.com) (the “Sites”), as well as your choices related to such use.
We may change this Notice at any time. Please refer to the top of this page for the date this Notice was
last revised. Any changes in this Notice will become effective when we post the revised Notice to this
A cookie is a file containing an identifier (a string of letters and numbers) that a web server transmits to a
web browser and is stored by the browser. The identifier is then sent back to the server each time the
browser requests a page from the server.
Cookies may be either “persistent” cookies or “session” cookies. A persistent cookie will be stored by a
web browser and remain valid until its expiration date, unless it is deleted by the user, while a session
cookie will expire when the web browser is closed at the end of the user session.
Cookies do not typically contain any information that personally identifies a user, but personal data that
we store about you may be linked to the information stored in and obtained from cookies. Cookies enable
a website to remember your actions and preferences over a period of time, so you don’t have to
repetitively enter certain information, perform certain action or configure certain aspects of a website
whenever you return to the website or browse from one page to another. More information about cookies
and how they work is available at www.allaboutcookies.org.
Cookies that we use
Identify you when you visit our Site and as you navigate our Site
Analyze the use and performance of our Site and services
Display advertisements that will be relevant to you
Maintain your session
Remember your language and origin settings
Remember your past searches on our Sites
Remember your location
Remember your preferences
Cookies used by our service providers
when you visit our Site.
Google Analytics. We use Google Analytics. Google Analytics gathers information about the use of our
Site by means of cookies. This information is used to create reports about the use of our Site. You can
find out more about Google’s use of information by visiting
https://www.google.com/policies/privacy/partners/ and you can review Google’s privacy notice at
https://policies.google.com/privacy. If you want to opt-out of being tracked by Google Analytics, visit the
Google Analytics Opt-out page at https://tools.google.com/dlpage/gaoptout and install the add-on for
Facebook Analytics. We use a Facebook pixel on our Site. Using the pixel, Facebook collects
information about the users and use of our Site. The information is used to personalize Facebook
advertisements and to analyze the use of our Site. To find out more about the Facebook pixel and about
https://www.facebook.com/about/privacy. If you are a registered Facebook user, you can adjust how
advertisements are targeted by following the instructions at
https://www.facebook.com/help/568137493302217, and you may opt out from tracking by the Facebook
pixel under https://www.facebook.com/settings?tab=ads.
Other Third-Party Cookies. We may also use other third party service providers, which may use
cookies for interest-based advertising and behavior analytics. Specifically, you may receive
advertisements based on information relating to your access to and use of the Services and other
websites or online services on any of your devices, as well as on information received from third parties.
These companies place or recognize a unique cookie on your browser (including through the use of pixel
tags). They also use these technologies, along with information they collect about your online use, to
recognize you across the devices you use, such as a mobile phone and a laptop. If you would like more
information about this practice, and to learn how to opt out of it in desktop and mobile browsers on the
http://optout.aboutads.info/#/, http://optout.networkadvertising.org/#/ and www.youronlinechoices.eu.
Most browsers also allow you to refuse to accept cookies and to delete cookies. You can normally
change your browser settings within the ‘options’ or ‘preferences’ menu for your browser. You can delete
all cookies that are already on your computer and you can set most browsers to prevent them from being
placed. You can review your Internet browser settings, typically under the sections “Help” or “Internet
Options,” to exercise choices you have for certain Cookies. If you disable or delete certain cookies,
however, you may have to manually adjust some preferences every time you visit a site and some
services and functionalities may not work. Please refer to http://www.allaboutcookies.org/manage-
cookies/index.html for information on commonly used browsers.