Discover It® Cash Back Card

Star Ratings

Discover It® Cash Back Card
Regular Purchase APR
Intro % APR
Annual Fee
$0
Credit Needed
Excellent, Good
Credit Brand
Visa

Special Features

Generous cash back match at the end of the introductory year

Rotating Categoriesl

Extra cash back on rotating categories

0% APR

0% APR on purchases and balance transfers for 14 months

Electronic Outlets

The Money Time Visa Credit Card also offers you 3% cashback at electronics outlets, helping you save up to PKR 500* per month.
However, there is an upper monthly cap of PKR 1,000 per card

Highlights

  • The 5% cash back rate for rotating quarterly categories is more than double the typical flat cashback rates for other cards.
  • The Discover it Cash Back card offers no annual fee, a sign-up bonus that will match ALL cash back you've earned after the first year without limits.

Credit card Limit

Type Limits
Purchase or POS Transactions$500
ATM Withdrawal$500
Funds Transfer$1000

More Features & Benefits

Cash back can be redeemed at any time in almost any amount.

There are no foreign transaction fees and a balance transfer fee of 3% applies.

Free Social Security number monitoring exclusively from Discover.

Terms & Conditions

  1. Many of the listings that appear on this website are from companies which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.
  2. "Cashback Rewards" means a credit entry, subject to certain limits (where applicable),executed by the Bank on the Card Account based on Eligible Transactions.
  3. "Cashback Percentage" means the percentage of the eligible transaction amount that would be given as "cashback" and is subject to change as per the discretion of the bank. However, any such change would be informed to the card member through communication of the same in the monthly card statement at least 30 days before any such change.
  4. "Eligible Transaction" means any retail transaction (not being cash withdrawal, cash advance, loan or any other category of transactions as may be decided from time to time by the Bank at its sole discretion) belonging to the "Promoted Categories" which has successfully been posted on the card account and not charged back.
  5. The promoted categories and the respective cashback percentages for the "cashback" card unless otherwise intimated are: Fuel – 5% cashback with upper monthly cap of PKR 500, Supermarkets – 5% cashback with upper monthly cap of PKR 500, and Electronic Merchants – 3% cashback with upper monthly cap of PKR 500. Above all, there is an upper monthly cap of PKR 1,000 per card.
  6. Cashback Calculation: Every time you conduct a transaction, a credit entry (amounting to the % cashback offered on that merchant category) will be made instantly against that transaction on your card account. For example, if you purchase PKR 1,000 worth of fuel on your SCB Credit Card, you will get PKR 50 in cashback rewards immediately. The net amount charged to you for that transaction would be PKR 950.
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