American Express® Gold Card

Star Ratings

American Express® Gold Card
Regular Purchase APR
between 17.74% and 24.74% after
Intro % APR
Not Offered
Annual Fee
Credit Needed
Excellent, Good
Credit Brand
American Express

Special Features

4X Rewards

4X Membership Rewards points on restaurants and groceries. 3X rewards on travel

Airline Credit

Get an annual credit of $100 for airline incidental purchases

Statement Credits

Enroll to get up to $120 in statement credits annually on Grubhub, Seamless and other restaurants.

Payment Option

Pay Over Time for purchases over $100


  • 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases within the first 3 months
  • Earn 4X Membership Rewards® points at restaurants worldwide and at U.S. Earn 3X Membership Rewards® points on flights
  • Earn up to a total of $120 in annual statement credits for Seamless, Grubhub and other restaurants.
  • $100 Airline Fee Credit per calendar year for incidental fees at one selected qualifying airline.

Credit card Limit

Type Limits
Purchase or POS Transactions$500
ATM Withdrawal$500
Funds Transfer$1000

More Features & Benefits

American Express is flexible with membership rewards points and how you redeem them. Points never expire, allowing you to redeem them when it makes sense for you.

There are no status levels within the rewards program, although there are different awards associated with each card.

Terms & Conditions

  1. Terms Apply.
  2. Many of the listings that appear on this website are from companies which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.
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