American Express® Business Gold Card

Star Ratings

American Express® Business Gold Card
Regular Purchase APR
0% for the first 15 months; between 15.99% and 23.99% after
Intro % APR
Not Offered
Annual Fee
Credit Needed
Excellent, Good
Credit Brand
American Express

Special Features

4X Rewards

4X Membership Rewards points in two categories of your choice: airfare, advertising, hardware/software, gas, restaurants, shipping

Airline Rewards

Get 25% points back after eligible flights booked with AMEX travel

Statement Credits

Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.

Payment Option

Pay Over Time for purchases over $100


  • Expense management tools available for seamlessly managing cash flow and expenses
  • Using services like FedEx can earn you up to $500 back in statement credits within the first 3 months of card membership
  • Maximize your rewards by getting 4X Membership Rewards points on 2 categories where your business spends the most each month
  • Pay Over Time option for purchases over $100, great for investing in equipment or for bulk purchasing

Credit card Limit

Type Limits
Purchase or POS Transactions$500
ATM Withdrawal$500
Funds Transfer$1000

More Features & Benefits

American Express is flexible with membership rewards points and how you redeem them. Points never expire, allowing you to redeem them when it makes sense for you.

There are no status levels within the rewards program, although there are different awards associated with each card.

Terms & Conditions

  1. Terms Apply.
  2. Many of the listings that appear on this website are from companies which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.
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