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Best Hotel Credit Cards of 2019
Oftentimes, choosing the perfect hotel boils down to what’s available and who is offering the best rates. But what if we told you that for almost every dream vacation, there’s a credit card that’ll help you get the most incredible deals, discounts and points/rewards? This year, we’re trying to minimize what we spend while maximizing our travel experiences. In order to do this, we’ll start with the beloved hotel credit card.
We think these five cards, below, are best.
There are two Marriott cards we love: the Starwood Preferred Guest® Credit Card ($95 annual fee, waived the first year) for those who are loyal to American Express and the Marriott Bonvoy Boundless Credit Card, which is a Visa.
The Starwood AmEx is great. First off, it includes one free night a year for all cardholders at properties like Aloft, Courtyard, Fairfield, Four Points, Marriott (of course), Renaissance, Ritz-Carlton, Sheraton, W Hotels, Westin and more. Marriott has over 6,000 properties worldwide so it’s easy to rack up the points, no matter which city or country you’re planning to visit. Points on this card are transferable to several airline partners, as well, which is ideal when the flight costs more than the room. The Marriott Bonvoy Boundless Credit Card also offers cardholders one free night a year and allows you to transfer points to airline partners. Like the Starwood AmEx, this card grants cardholders automatic Silver Elite status just for having the card as well as a points bonus during hotel stays, late checkout, free WiFi and more.
This is an interesting one because it’s for general travel (that you can book and then pay with rewards) versus a hotel group or chain, which means there are less restrictions. The Capital One® Venture® Rewards Credit Card can be used to book hotel stays, flights, transportation and even cruises. Though there are no hotel-specific perks here (upgrades, late checkout, etc.), you can transfer points to 12+ loyalty programs and this card offers two miles per $1 spent on all purchases. It also offers 10 miles per $1 at Hotels.com/venture through next January. If Global Entry or TSA Precheck is something you’re thinking about (it’s so worth it!), the Capital One® Venture® Rewards Credit Card reimburses you for both application fees every four years. This card has an annual fee of $95, but it’s waived the first year.
There are two Chase cards we want to call out here: the Chase Sapphire Preferred Card and the Chase Sapphire Reserve. The Preferred Card, like others listed above, costs $95 annually with the exception of the first year, which is waived. With this card, you’ll earn double points on travel and dining out, plus one point for every $1 spent on any/every other purchase, no matter where in the world you are. Partners include British Airways and Hyatt, so when you’ve got enough points you can use them to book travel with either brand. As for the Sapphire Reserve Card, it’s got the same travel and dining perks as the Sapphire Preferred Card, but there’s more. Although the yearly fee is quite a bit higher ($450), you can earn three times the points with everyday purchases and a $300 annual travel credit.
If you choose to apply for TSA PreCheck or Global Entry with this card, your application fee will be waived.
Finally, if you are a Hyatt loyalist, the World of Hyatt Visa is the way to go. You will get 50,000 after signing up and spending $3000. Those points are enough for 10 free nights at category 1 hotels. Additionally, you get 1 free night certificate each year, and you will earn 9 Hyatt points for each dollar spent at Hyatt properties. The card does have an annual fee of $95.
What do you think of these cards? Do you have any of the above?
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