Gabe Douek

Editorial Disclosure: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Avianca LifeMiles Review: Credit Card Options

The Avianca LifeMiles credit card is a great way to quickly rack up miles with a stellar reward program which give you access to the most lucrative airline alliance.

There are two card options:

  • Option 1: The Avianca Vida© card
    • The Vida card has a lower annual fee of $59 and offers a sign up bonus of 20,000 miles after first card use.
  • Option 2: The Avianca Vuela© card.
    • The Vuela card has a higher annual fee of $149, but offers a larger bonus of 40,000 miles after first card use.

Basics and Benefits

Both cards:

  • Provide 15% discount on purchased miles and 1 mile per dollar spent on any purchase
  • Ability to earn up to 40,000 LifeMiles after first use of the card
  • Offer an impressively-long 0% introductory APR period of 12 months on balance transfers

Avianca Vida© card

  • Offers 2x miles on Avianca purchases

Avianca Vuela© card

  • Offers 3x miles on Avianca purchases
  • No foreign transaction fees
  • Receive up to two 50% off mileage award coupons after spending $12,000 and $24,000 on the card
  • Free additional piece of baggage for travel between the United States and Central America

Avianca LifeMiles Review: Pitfalls and other possibilities

Like any credit card, Avianca LifeMiles isn’t perfect. Here are a few reasons why you may want to look for something else in a credit card.

Avianca LifeMiles Vida card charges a 3% foreign transaction fee. This fee can start to add up if you’re planning multiple trips abroad. If you like the idea of cash back rewards without an annual fee, consider the Capital One Quicksilver Cash Rewards Credit Card. This credit card doesn’t charge a foreign transaction fee or an annual fee. New cardholders can earn a sign-up bonus of $150 after spending $500 on purchases within the first 90 days the account is open. What’s more, the Capital One Quicksilver Cash Rewards Credit Card offers a flat 1.5% cash back on all purchases, making earning rewards easy and thoughtless.

If you aren’t a fan of airline miles or annual fees and you still want to rake in cash back, consider the Citi Double Cash Card. With this credit card, users earn a total of 2% cash back on all purchases. You’ll earn 1% cash back when you make a purchase and 1% cash back when you pay it off. This card doesn’t limit the amount of cash back you can earn, either. Keep in mind, the Citi Double Cash Card doesn’t offer a sign-up bonus or introductory 0% APR period on balance transfers.

If you want more freedom concerning rotating bonus categories, you may want to look into the U.S. Bank Cash+ Visa Signature Card. This credit card offers the same 5% cash back, but more. The 5% cash back is on two bonus categories, and you can pick your categories from a list that changes each quarter. This spending cap is a bit more generous at $2,000 each quarter rather than the $1,500 cap with Avianca LifeMiles. The U.S. Bank Cash+ Visa Signature Card also lets cardholders choose an additional category for unlimited 2% cash back, and 1% cash back is awarded on all other purchases. New members may earn a $150 sign-up bonus after spending $500 on purchases in the first three months the account is open.

Is the Avianca LifeMiles card right for you?

All things considered, Avianca LifeMiles© offers great mileage opportunities for a card that provides access to a terrific loyalty program and all of the Star Alliance carriers. If you’re interested in racking up airline miles quickly with lots of access and flexibility, you’ve got little to lose when it comes to the Avianca LifeMiles credit card. LifeMiles provides access to tons of airline carriers at reasonable rates. We recommend signing up for the Vuela card to maximize your earning potential and take advantage of the higher sign up bonus

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