Editorial Disclosure: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
“The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.”
When traveling internationally, there are a lot of things to consider. There are language barriers, different currencies, and the added stress of adjusting to an entirely different culture and lifestyle. If you’re planning to travel internationally, or if you already find yourself roaming around throughout other countries and continents, having an excellent travel credit card can make things easier for you. Many credit cards offer no foreign transaction fees as well as other helpful card features to make your travels so much less stressful. These cards are our top pick for international travelers:
This card is great for the luxury or business traveler who wants no foreign transaction fees and a card full of extra perks.
The Chase Sapphire Reserve is a credit card that gives travelers the chance to pay for international expenses without paying additional foreign transaction fees. If you plan to do any travel where you’ll be buying in another currency, this can result in significant savings.
This card also comes with a mix of added features that make it a worthwhile card choice. Trip cancellation and trip delay insurance, lost or delayed baggage reimbursement and auto rental collision benefits are included. For those who like to travel in style, the card comes with a Priority Pass membership—which means no more waiting for flights in the crowded airport waiting areas. Instead, sit back and relax as you have a meal or drink in the lounge.
The Chase Sapphire Reserve also comes with up to $100 in credit for TSA Pre-Check or Global Entry fees. For globe-trotters who frequently travel internationally, getting Global Entry is a must! It’s easy to see why so many world travelers choose this card.
Annual Fee: $450
Annual Travel Credit: $300
Bonus Points: 50,000 after spending $5,000 in the first three months
This card is a good choice for the everyday traveler who needs a solid card with no foreign transaction fees.
This card is an excellent option for the everyday international traveler. With a low annual fee of $95, card users can enjoy a variety of card features—plus, the first year’s annual fee is waived. No foreign transaction fees are a huge benefit if you’re planning to travel all over the globe.
Extras like trip delay and trip cancellation coverage, auto damage protection and lost and delayed baggage reimbursement are also included with this card. The Chase Sapphire Preferred includes a hefty sign on bonus point offer—making it an easy card choice for the globe-trotting traveler.
Annual Fee: $95 (the first year is waived)
This card is a good pick for international travelers who want a genuinely no-fee card.
Some travelers may be looking for the perfect card for their international trips—yet they don’t want to pay an annual fee for card membership. The Capital One Venture Rewards card is a great choice! With no annual fee at all, this card offers benefits without any additional cost to you. You also get to use the card internationally without worrying about foreign transaction fees. This card offers additional incentives—like 1.25x miles earned per $1 spent on every purchase as well as 10x miles per $1 spent on qualifying hotel purchases. Cardmembers can also earn 20,000 bonus miles after spending $1,000 within the first three months of card opening. This makes for a simple way to earn credit card points without paying any additional fees.
Annual Fee: $0
Bonus Miles: 20,000 after spending $1,000 in the first three months
This card is perfect for the global traveler who wants to earn credit cards miles easily—there’s no confusion with categories and earning potential.
For international travelers who want a card with zero foreign transaction fees, but also want simple reward earning and redemption, the Barclaycard Arrival Plus World Elite Mastercard is an option to consider. No matter what you buy—you’ll earn 2x points per $1 spent on any purchase. When redeeming airline miles, you can also earn 5% cash back. Extra features of this card include the ability to earn unlimited miles and no mileage expiration dates. The card also comes with Mastercard World Elite Concierge, which is a nice way to get extra help when planning where to eat, what to see, and what to do on your next international adventure.
Annual Fee: $89 (the first year is waived)
Bonus Miles: 70,000 after $5,000 spend in the first three months
This card is a great fit for travelers who want a card that has a lower minimum spend but still offers great perks for international travel.
The Citi Premier is another excellent card for international travelers. With no foreign transaction fees, it also offers a great sign on bonus point deal with a smaller minimum spend amount than similar travel cards. Since it’s a Mastercard, it’s easily accepted all over the world.
Card users can earn 3x points per $1 spent on all travel and transportation purchases—including gas. You can also earn 2x points per $1 spent on entertainment and dining purchases and 1x point per $1 spent on everything else. It also comes with features like trip delay and trip cancellation protection, lost baggage and baggage delay coverage, and auto rental insurance. There is a lot to love about this international-friendly travel credit card.
Bonus Points: 50,000 after $4,000 spend in the first three months
With so many great credit card options with no foreign transaction fees, world travelers no longer have to worry about surprise card fees or unexpected stresses when they make their way abroad. These are some of our favorite cards that make it easy to pay for global expenses while also taking advantage of additional credit card perks. Be sure to consider your spending habits, travel goals, and credit situation to determine which card may work best for your needs.
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Advertiser Disclosure: Many of the listings that appear on this website are from companies which we receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products.